SOLUTIONS
Mobile Payment Solutions
We evaluate how and where you accept payments, then deploy the mobile solution that best fits your workflow.
ETA Certified Payment Professional
Serving Businesses Since 2014
500+ Merchants Served
PCI DSS Compliant
MOBILE PAYMENT OPTIONS
Four Ways to Accept Payments on the Go
Monument deploys mobile payment solutions ranging from zero-hardware phone-based acceptance to full-featured wireless terminals. The right choice depends on your payment types, environment, and operational needs.
Tap-to-Pay on iPhone
Best for occasional mobile acceptance
Accept contactless payments directly on your iPhone using Dejavoo's iPOSgo app. No additional hardware needed. Supports credit cards, debit cards, Apple Pay, and Google Pay. Ideal for businesses that want the simplest possible mobile payment setup.
Tap-to-Pay on Android
Best for occasional mobile acceptance
The same contactless payment acceptance on compatible Android devices. Monument configures iPOSgo for your Android phone so you can accept tap payments wherever your business takes you.
Dejavoo P5 - Mobile Terminal
Best for field service and contractors
A compact mobile payment device that accepts chip, swipe, contactless, and PIN transactions. Operates on cellular networks (4G LTE) and WiFi. Pocket-sized and built for field use. Connects to the iPOSpays gateway for virtual terminal and invoicing capability.
Virtual Terminal & Invoicing
Best for businesses replacing a traditional terminal
A full-featured wireless terminal with a larger touchscreen, built-in receipt printer, and support for all payment types. Operates on 4G LTE and WiFi. Designed for businesses that need the functionality of a countertop terminal in a portable form factor.
Who This Is For
Built for Businesses on the Move
Mobile payment solutions are essential for any business that collects payments away from a fixed location. We serve a wide range of industries, each with unique mobile needs.
Field Service & Contractors
Plumbers
Electricians
HVAC
Events & Pop-Ups
Farmers Markets
Craft Fairs
Pop-Ups
Mobile Retail
Trade Shows
Flea Markets
Multi-Location
Delivery & Transportation
Delivery
Tow Trucks
Transport
Outdoor & Recreation
Guide Services
Recreation
Seasonal
Home Services
Landscaping
Cleaning
Pest Control
Hospitality & Catering
Food Trucks
Event Operators
Caterers
COMPARE OPTIONS
Which Mobile Solution Fits?
| Feature | Tap-to-Pay (iPhone) | Tap-to-Pay (Android) | Dejavoo P5 | Dejavoo P8 |
|---|---|---|---|---|
| Contactless (Tap) | ✓ | ✓ | ✓ | ✓ |
| Chip (EMV) | - | - | ✓ | ✓ |
| Swipe (Magstripe) | - | - | ✓ | ✓ |
| PIN Entry | - | - | ✓ | ✓ |
| Receipt Printer | - | - | - | ✓ |
| Cellular (4G LTE) | - | - | ✓ | ✓ |
| WiFi | ✓ | ✓ | ✓ | ✓ |
| No Extra Hardware | ✓ | - | - | - |
| Best For: | Occasional mobile payments | Existing Android users | Field service and contractors | Full-time mobile businesses |
PRICING
What to Expect
Transparent Pricing
Interchange-plus pricing so you see exactly what the card networks charge and what your processor adds. No bundled rates, no hidden markups.
Free Statement Review
Send us a recent processing statement. We will tell you exactly what you are paying and whether a better structure exists for your business.
Solution Guidance
Monument's team includes professionals who have owned, operated, and worked in the industries we serve. That firsthand experience means we understand your workflows and priorities.
Fast Setup
Most processor switches take three to five business days once approved. Monument handles the full application, configuration, and cutover with zero downtime.
Not Sure Where to Start?
Most businesses that contact Monument are not sure exactly what they need. That is normal, and it is exactly what the consultation is for. Monument evaluates your current setup, identifies where friction exists, and recommends the path forward. There is no cost and no obligation.
You can also explore by industry to see how Monument works with businesses like yours, or browse the systems Monument deploys.
COMMON QUESTIONS
Frequently Asked Questions
Questions about how Monument works, what solutions fit your business, and what to expect from the process.
Still have questions?
Monument is happy to walk through your specific situation on a call.
How does Monument determine which mobile solution is right for my business?
Monument starts with how and where your team takes payments. We review the payment types your customers use, whether you need chip cards, PIN entry, printed receipts, barcode scanning, cellular connectivity, or a phone-based option with no added hardware. We also consider transaction volume, staff workflow, your existing POS or merchant account, and the environments your team works in. Then we recommend the setup that fits, whether that is Tap-to-Pay, a compact reader, a dedicated wireless terminal, or a mobile POS device. The goal is a practical payment workflow, not simply selling hardware.
What is Tap-to-Pay on iPhone?
Tap-to-Pay on iPhone lets you accept contactless payments directly on your iPhone. Credit cards, debit cards, and mobile wallets like Apple Pay and Google Pay are all supported. No additional hardware is required. The customer taps their card or phone on your iPhone screen and the payment is processed. Monument sets this up through Dejavoo's iPOSgo app.
Is there a Tap-to-Pay option for Android?
Yes. Dejavoo offers iPOSgo on Android, which provides the same tap-to-pay functionality on compatible Android devices. Monument configures both iPhone and Android tap-to-pay solutions depending on what devices your team uses.
What is the difference between Tap-to-Pay and a mobile terminal?
Tap-to-Pay uses your existing smartphone with no extra hardware. It accepts contactless payments only (tap, not chip or swipe). A mobile terminal like the Dejavoo P5 or P8 is a dedicated payment device that accepts all payment types including chip, swipe, contactless, and PIN. If you need to accept chip cards or need a receipt printer, a mobile terminal is the better fit.
Do mobile terminals work without WiFi?
Yes. The Dejavoo P5 and P8 operate on cellular networks (4G LTE) and do not require WiFi. This makes them ideal for field service, delivery, outdoor events, and any environment where WiFi is unavailable or unreliable. They also support WiFi when available.
How long does the battery last on mobile terminals?
The Dejavoo P5 and P8 are designed for all-day mobile use. Battery life depends on transaction volume and usage patterns, but both devices are built to handle a full business day without needing to recharge. Monument can advise on power management based on your typical daily usage.
Can I use mobile payments alongside a fixed POS system?
Yes. Many businesses use a combination: a fixed POS or terminal at their primary location and mobile solutions for field work, deliveries, or events. Monument can configure both to work under the same merchant account so all transactions are consolidated in one place.
What does a mobile payment setup cost?
Tap-to-Pay on iPhone or Android has minimal upfront cost since it uses your existing phone. Mobile terminals like the Dejavoo P5 and P8 have a hardware cost that varies based on the model and whether you purchase or lease. Processing fees are the same as your standard merchant account rates. Monument provides a clear cost breakdown during the evaluation.
Is mobile payment processing secure?
Yes. Both Tap-to-Pay and Dejavoo mobile terminals use end-to-end encryption and tokenization. Tap-to-Pay transactions use the same NFC security protocols as Apple Pay and Google Pay. Dejavoo terminals are PCI PTS certified. Your customers' payment data is protected at every step.
How quickly can Monument set up mobile payments?
Tap-to-Pay can be configured and ready to use within a few days. Mobile terminal deployment typically takes one to two weeks including hardware delivery, configuration, and training. Monument handles the full setup so you can start accepting payments as quickly as possible.
