SOLUTIONS
Embedded Payments for Software Platforms & SaaS Companies
Monument helps software companies integrate payments, create new revenue streams, simplify merchant onboarding, and build scalable payment experiences tailored to their platform.
ETA Certified Payment Professional
Serving Businesses Since 2014
500+ Merchants Served
PCI DSS Compliant
THE MONUMENT PAYMENTS DIFFERENCE
Built for Software Companies
If your software touches payments in any way, Monument can help you build a better experience for your users and a stronger revenue model for your business.
Vertical SaaS Platforms
Software built for a specific industry that wants to own the payment experience end to end.
Healthcare Software
Patient billing portals, practice management, and telehealth platforms that need compliant payment flows.
Property Management Software
Platforms handling rent collection, maintenance billing, and tenant payment workflows.
Membership & Subscription Platforms
Software managing recurring billing, member dues, and subscription lifecycle management.
Marketplaces
Multi-vendor platforms that need to route, split, or hold payments across multiple parties.
Automotive Software
Dealer management systems, repair shop platforms, and fleet management tools.
Scheduling & Appointment Software
Booking and appointment software that wants to capture payment at the time of scheduling.
Industry-Specific Software Providers
Any software company serving a defined vertical that benefits from integrated payment acceptance.
WHAT MONUMENT HELPS YOU ACHIEVE
Capabilities for Your Platform
Monument works with software companies to build payment capabilities that serve their users and create sustainable revenue. The focus is on outcomes, not technology for its own sake.
Embedded Payments
Allow users to accept payments directly within your software experience, with no third-party redirects.
Revenue Sharing
Create recurring revenue opportunities through payment acceptance built into your platform.
Recurring Billing
Manage subscriptions, memberships, and recurring payment workflows natively within your platform.
Merchant Onboarding
Streamline account setup and activation for your users so they can start accepting payments quickly.
ACH & Bank Payments
Support alternative payment methods beyond traditional card processing for lower-cost transactions.
White Label Payment Experiences
Create payment experiences that feel native to your platform, not like a third-party integration.
How Monument Approaches Embedded Payments
A Partnership-Focused Process
Monument works alongside your team at every stage. The goal is making the process feel manageable, not overwhelming.
01
Discovery
Understand the platform, users, goals, and revenue objectives. We listen before we recommend anything.
02
Payment Strategy
Evaluate available options and determine the best path forward based on your platform's specific needs.
03
Architecture & Planning
Design the payment experience and onboarding workflow so the integration feels native to your software.
04
Implementation
Coordinate deployment and integration efforts, keeping your development team supported throughout.
05 Launch & Optimization
Monitor performance and support ongoing growth as your platform scales and user adoption increases.
Payment Infrastructure & Technology
The Right Architecture for Your Platform
Monument works with a portfolio of payment technologies, gateways, underwriting partners, processors, and integration options. We evaluate each software platform individually and recommend the architecture that best supports the user experience, onboarding requirements, compliance needs, and long-term growth goals.
The technical details belong in a discovery conversation, not on a public webpage. If you want to understand what the right architecture looks like for your platform, that conversation starts with a free discovery call.
Every integration recommendation accounts for PCI scope, tokenization, and data security from the start.
Compliance-First Design
Monument does not push a single solution. We evaluate multiple options and recommend the best fit for your platform.
Multi-Option Evaluation
Recommendations account for where your platform is today and where it is going.
Scalable from Day One
Monument stays involved after launch to support growth, optimization, and any changes your platform requires.
Ongoing Partnership
Not sure where to start?
Monument starts every embedded payments engagement with a free discovery conversation. No obligation, no sales pressure. Just a straightforward conversation about your platform and your goals.
Monument vs. Doing It Yourself
Why Software Companies Choose Monument
Going direct is possible. Monument makes the process faster, more strategic, and less risky at every stage.
| Area | Doing It Yourself | With Monument |
|---|---|---|
| Payment Strategy | x You research options independently and make decisions without industry context | ✓ Monument evaluates your platform and recommends the right strategy before any work begins |
| Processor Selection | x Limited to whichever processor you can access directly | ✓ Access to multiple processor relationships and the guidance to choose the right one |
| Merchant Onboarding | x You manage onboarding separately from the technical integration | ✓ Onboarding and integration handled together as a single coordinated process |
| Revenue Structure Design | x You figure out revenue sharing independently | ✓ Monument helps design a revenue structure that works for your platform and your users |
| Implementation Guidance | x SDK documentation and a support queue | ✓ Hands-on guidance from scoping through go-live with a dedicated contact |
| Ongoing Support | x Vendor support queue after launch | ✓ Direct Monument contact for integration and processing questions after launch |
| Growth Optimization | x You monitor and optimize independently | ✓ Monument reviews performance and identifies opportunities as your platform grows |
What to Expect
Setting Realistic Expectations
Every software platform is different. Monument provides honest guidance on what to expect at each stage of the process.
Implementation Timeline
Every software platform is different. Project scope and integration requirements influence timelines. Monument provides a realistic assessment during discovery.
Revenue Opportunities
Revenue structures vary based on platform size, transaction volume, and user adoption. Monument helps identify and design the right structure for your situation.
User Experience Design
Embedded payments should feel native to the software experience. Monument works with your team to ensure the payment flow matches your platform's design language.
Long-Term Partnership
Monument remains available for ongoing optimization, support, and growth well after the initial launch.
Not Sure Where to Start?
Monument starts every embedded payments engagement with a free discovery conversation. No obligation, no sales pressure. Just a straightforward conversation about your platform and your goals.
COMMON QUESTIONS
Frequently Asked Questions
Questions about how Monument works, what solutions fit your business, and what to expect from the process.
Still have questions?
Monument is happy to walk through your specific situation on a call.
What is embedded payments?
Embedded payments means payment processing is built directly into your software platform rather than redirecting users to a third-party checkout. The payment experience lives inside your application, giving you full control over the user experience, data, and revenue.
How does embedded payments create revenue?
When payments run through your platform, you can participate in the revenue generated by those transactions. The structure varies by platform size, volume, and arrangement. Monument helps design a revenue model that works for your specific situation.
Can Monument work with existing software platforms?
Yes. Monument works with both new platforms that are building payment acceptance for the first time and existing platforms that want to improve or replace their current payment integration.
Do we need developers?
Some level of technical involvement is typically required, but the scope depends on the integration approach. Monument works with your team to assess what is needed and helps coordinate the implementation process.
How long does implementation take?
Timelines vary based on platform complexity and integration scope. Monument provides a realistic estimate during the discovery phase, after understanding your platform and goals.
Can ACH be included?
Yes. ACH and bank payment support can be included as part of an embedded payments strategy. It is often a good fit for platforms serving B2B users or managing recurring billing workflows.
Can payments be white-labeled?
Yes. White-label payment experiences that feel native to your platform are a common goal. Monument evaluates the available options and recommends an approach that supports your branding requirements.
What types of software companies does Monument work with?
Monument works with vertical SaaS platforms, hospitality software, healthcare software, property management platforms, membership and subscription tools, marketplaces, automotive software, scheduling platforms, and other industry-specific software providers. If your software touches payments, Monument can help.
