INDUSTRIES

Automotive Payment Solutions

Payment technology for auto repair shops, dealerships, car washes, and automotive service businesses.
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ETA Certified   Payment Professional

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Serving   Businesses Since 2014

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500+  Merchants Served

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PCI DSS  Compliant

THE OPERATIONAL REALITY

How Automotive Actually Operates

Automotive businesses deal with large transaction amounts, split payments between insurance and customer responsibility, parts ordering that ties up capital, and customers who expect transparent pricing. Many auto shops still run on outdated terminals or manual invoicing that creates unnecessary friction and delays payment collection.

Common Pain Points

  • Large transaction amounts that increase processing cost sensitivity
  • Split payments between insurance, warranty, and customer responsibility
  • Manual invoicing and delayed payment collection
  • Lack of integration between shop management software and payment systems
  • Customer expectations for transparent pricing and digital receipts
  • High processing fees on large-ticket transactions

Solutions Commonly Recommended

In-Person Payments, Online & Remote Payments, Dual Pricing, Surcharging, and Business Funding are commonly recommended for automotive businesses. The combination depends on the business type and transaction patterns.

Why This Matters

Every industry has different payment needs. Monument does not offer one-size-fits-all packages. We evaluate the way your business actually operates and recommend payment technology that fits.


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Vendor-neutral guidance

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Hands-on deployment support

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Ongoing post-launch partnership & support

How Monument Helps

The Monument Approach

Monument evaluates how your automotive business collects payments, identifies where fees are highest and where collection is slowest, and recommends the right combination of in-person and remote payment tools to improve both.

1

Review your current payment workflow and fee structure

2

Identify high-fee transaction patterns and collection delays

3

Recommend in-person and remote payment tools that fit your model

4

Configure the system and integrate with shop management where possible

5

Train your team and provide ongoing support

Systems

Systems Commonly Deployed for Automotive

Monument matches the right technology to the way your business actually operates.

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Gateway for invoicing, remote collection, and recurring payments.

A full-featured payment gateway with advanced capabilities including Level 2 and Level 3 processing, multi-MID support, batch uploads, customer vault, fraud prevention, and a developer API.

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Versatile terminal and POS for front-desk payment collection.

One of the most recognized POS platforms. Versatile hardware lineup (Station Duo, Flex, Mini, Go) and an app ecosystem with over 500 integrations. Scales from single-location to multi-unit operations.

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Countertop terminals for straightforward in-person acceptance.

Dejavoo's Android P-series terminals deliver fast, flexible, and secure payment acceptance for businesses across industries. Monument configures, deploys, and supports Dejavoo terminals — and helps you select the right model for your operation.

SPECIALIZATIONS

Automotive Sub-Categories

Monument serves specific niches within this industry with tailored payment guidance.

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Auto Repair & Service

Large-ticket repairs, split payments, and shop management integration.

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Dealership

High-value transactions, financing integration, and multi-department operations.

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Car Wash & Detail

Membership billing, quick transactions, and outdoor payment environments.

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Not Sure Where to Start?

That is exactly what the consultation is for. Monument evaluates your business before recommending any system or solution. If we are not the right fit, we will tell you.

COMMON QUESTIONS

Common Automotive Payment Questions

Questions about how Monument works, what is the best POS systems for Automotive, and what to expect from the process.

Still have questions?

Monument is happy to walk through your specific situation on a call.

  • Can Monument help reduce processing fees on large repair bills?

    Yes. Monument evaluates your fee structure and may recommend dual pricing, surcharging, or rate optimization to reduce the cost of processing large-ticket transactions.

  • Can customers pay remotely for repairs?

    Yes. Monument deploys invoicing and payment link tools that allow customers to pay remotely after receiving an estimate or invoice.

  • Does Monument work with shop management software?

    Integration depends on the specific shop management platform. Monument evaluates compatibility during the consultation.

  • Is dual pricing a good fit for auto repair?

    Dual pricing can work well for auto repair shops where many customers pay with cash or where processing fees on large tickets are a significant cost.

  • Can I accept fleet cards?

    Fleet card acceptance depends on the processor and terminal configuration. Monument can help set up fleet card acceptance where applicable.

  • What about financing options for customers?

    Monument can help connect your business with funding partners that offer customer financing options for large repair bills.

  • How long does deployment take for an auto shop?

    Most auto shop deployments take 1-3 weeks depending on the complexity of the setup and any integrations needed.

  • Does Monument provide ongoing support?

    Yes. Monument provides ongoing support after deployment including troubleshooting, configuration changes, and system updates.

Ready to Talk About Automotive Payments?

Monument helps businesses find the right payment technology through honest guidance and expert deployment.