SOLUTIONS
Payment Solutions Built Around Your Business
Monument doesn't sell products off a shelf. We evaluate how your business operates, identify where payment technology is creating friction, and recommend the solution that best supports your goals, workflow, and growth.
ETA Certified Payment Professional
Serving Businesses Since 2014
500+ Merchants Served
PCI DSS Compliant
OUR APPROACH
How Monument Approaches Payment Technology
Payment technology is not one-size-fits-all. A retail store has different requirements than a restaurant. A medical practice operates differently than a contractor in the field.
Monument begins by understanding how your business actually works. We evaluate your current systems, identify inefficiencies, discuss your goals, and recommend solutions that fit your operation - not our agenda.
Not sure where to start? That's exactly what the consultation is for.
Full Stack Evaluation
We assess hardware, software, rates, and compliance together — not in isolation.
Honest Recommendations
We recommend what fits your business, not what is easiest to sell.
Efficient Deployment
Monument handles the application, configuration, and go-live so you can focus on your business.
Ongoing Optimization
We review your setup regularly to ensure you are not overpaying or underserved.
POINT OF SALE
POS Systems for Retail and Hospitality
Full point-of-sale platforms for checkout, inventory, reporting, customer management, and day-to-day operations. Monument evaluates your workflow and deploys the system that best fits your business.
Retail POS
Point-of-sale systems with inventory management, reporting, and checkout workflows built for how retail stores actually operate. Monument deploys Clover, Korona, Lifelong, and RetailZ based on your specific retail environment.
Clover™
Korona POS™
Lifelong POS™
Restaurant & Bar POS
POS systems designed for table management, kitchen communication, bar tabs, tipping, and the speed hospitality demands. Monument deploys Clover and Union POS based on your venue type and volume.
Clover™
Union POS™
TableTurn™ (coming soon)
PAYMENT PROCESSING
Accept Payments In-Person, Online, and On the Go
Whether you're accepting payments at a counter, online, in the field, or across multiple channels, Monument helps design and deploy the right payment infrastructure for your operation.
In-Person Payments
Terminal selection, rate structure evaluation, PCI compliance, and the full payment processing setup behind your counter. Not just hardware — the whole stack, configured correctly.
Dejavoo P1™
Dejavoo P3™
Dejavoo P5™
Dejavoo P8™
Online & Remote Payments
Gateways, virtual terminals, invoicing, recurring billing, ACH, and hosted payment pages for businesses that collect from customers who are not physically present.
Accept Blue™
iPOSPays™
Mobile Payments
Wireless terminals, phone-based tap-to-pay, and portable solutions for businesses that operate beyond a fixed counter. Field service, delivery, events, and tableside.
Tap-to-Pay™(iPhone)
Tap-to-Pay™(Android)
Dejavoo P5™
Dejavoo P8™
SPECIALTY SOLUTIONS
Specialized Payment Solutions For Unique Business Models
Some industries require specialized payment infrastructure, compliance considerations, or custom integrations.
Monument works with businesses operating in unique and highly regulated environments to deploy solutions that fit their operational requirements.
Embedded Payments
Payment infrastructure built directly into your software product. Designed for ISVs and SaaS platforms that need to monetize payments within their application.
Handpoint™
Cannabis Payments
Digital payment solutions for cannabis businesses navigating a cash-heavy, compliance-sensitive environment where traditional processing is not available.
GreenCard™
Pay at the Pump
Payment technology for fuel, oil, and propane businesses that need reliable pump-side acceptance integrated with their operations.
Electronic Payments™
Explore →
VALUE-ADDED SOLUTIONS
Programs That Support Growth And Reduce Costs
Beyond payment acceptance, Monument helps businesses improve profitability, access capital, maintain compliance, and implement programs that support long-term growth.
Dual Pricing
Separate cash and card pricing, configured correctly with proper signage, receipt formatting, and state compliance. A compliant way to offset processing costs.
Surcharging
Credit card surcharge programs configured with proper disclosure, receipt formatting, and compliance with card network rules and state regulations.
Business Funding
Flexible capital options for qualifying merchants through Monument's partner network. Revenue-based financing and other structures available.
Gift Card Solutions
Digital gift card programs that drive revenue, repeat visits, and customer engagement. Integrated with your existing POS or run as a standalone tool.
Explore →
PCI Compliance
Guidance on maintaining PCI DSS compliance, including self-assessment questionnaires, security requirements, and ongoing compliance management.
Explore →
Not Sure Where to Start?
Most businesses that contact Monument are not sure exactly what they need. That is normal, and it is exactly what the consultation is for. Monument evaluates your current setup, identifies where friction exists, and recommends the path forward. There is no cost and no obligation.
You can also explore by industry to see how Monument works with businesses like yours, or browse the systems Monument deploys.
COMMON QUESTIONS
Frequently Asked Questions
Questions about how Monument works, what solutions fit your business, and what to expect from the process.
Still have questions?
Monument is happy to walk through your specific situation on a call.
Why does Monument offer multiple systems instead of just one?
Because no single platform is the best fit for every business. Monument evaluates your workflow, operational needs, growth plans, and budget before recommending a solution. Our goal is to help you find the right fit, not steer you toward a predetermined product.
How does Monument decide which solution is right for my business?
Monument starts with a conversation about how your business operates — your transaction types, volume, workflow, and pain points. From there we recommend the combination of hardware, software, and rate structure that fits. We do not push a product because it is in stock. We recommend what actually works for your situation.
Can Monument help if I already have a payment processor?
Yes. Most businesses that contact Monument already have a processor. We evaluate your current setup, identify where you are overpaying or underserved, and recommend whether to stay, switch, or supplement. There is no obligation to change anything.
Do I need a POS system, or just a terminal?
It depends on your business. A terminal handles payment acceptance. A POS system adds inventory, reporting, employee management, and customer tracking on top of that. Monument helps you determine which level of technology your operation actually needs — and which is overkill.
What is the difference between a gateway and a terminal?
A terminal is a physical device for in-person card acceptance. A gateway is software that processes payments remotely — virtual terminal, online checkout, invoicing, and recurring billing. Many businesses need both. Monument configures the right combination.
How long does it take to get set up?
Simple terminal setups can be live in three to five business days. Full POS deployments with hardware, software, and training typically take one to three weeks depending on complexity. Monument handles the application, configuration, and cutover so your business experiences minimal disruption.
Does Monument work with businesses outside Colorado?
Monument is based in Colorado and serves Colorado businesses as a priority, but we work with businesses nationally. Our remote setup and support capabilities mean geography is rarely a barrier.
