INDUSTRIES
B2B & Industrial Payment Solutions
Payment technology for wholesale, manufacturing, distribution, and business-to-business operations.
ETA Certified Payment Professional
Serving Businesses Since 2014
500+ Merchants Served
PCI DSS Compliant
THE OPERATIONAL REALITY
How B2B & Industrial Actually Operates
B2B and industrial businesses deal with invoicing cycles, net terms, large transaction amounts, ACH preferences, and purchasing workflows that look nothing like consumer retail. Many B2B operations still rely on checks, manual invoicing, and disconnected payment systems that slow down cash flow.
Common Pain Points
- Slow payment collection due to net-30/60/90 terms
- Manual invoicing and reconciliation processes
- Large transaction amounts with high processing fee sensitivity
- Customer preference for ACH, wire, or check over card payments
- Lack of integration between ERP/accounting systems and payment tools
- Difficulty tracking outstanding balances across multiple accounts
Solutions Commonly Recommended
Online & Remote Payments, Business Funding, and gateway tools with ACH, invoicing, and recurring billing capabilities are most commonly recommended for B2B operations.
Why This Matters
Every industry has different payment needs. Monument does not offer one-size-fits-all packages. We evaluate the way your business actually operates and recommend payment technology that fits.
Vendor-neutral guidance
Hands-on deployment support
Ongoing post-launch partnership & support
How Monument Helps
The Monument Approach
Monument evaluates your B2B payment workflow, identifies where collection is slowest, and recommends tools that accelerate cash flow without disrupting your existing customer relationships or purchasing processes.
1
Review your current invoicing and collection workflow
2
Identify where payments are delayed or stuck
3
Recommend gateway, ACH, and invoicing tools that fit your model
4
Configure the system with your billing cycle and customer terms in mind
5
Train your team and provide ongoing support
Systems
Systems Commonly Deployed for B2B & Industrial
Monument matches the right technology to the way your business actually operates.

Gateway with ACH, invoicing, recurring billing, and customer vault.
A full-featured payment gateway with advanced capabilities including Level 2 and Level 3 processing, multi-MID support, batch uploads, customer vault, fraud prevention, and a developer API.

Virtual terminal for remote payment collection and invoicing.
Most payment terminals handle in-person transactions well. iPOSpays fills the gap for everything else — phone orders, remote invoicing, recurring billing, online checkout, and mobile tap-to-pay.
SPECIALIZATIONS
B2B & Industrial Sub-Categories
Monument serves specific niches within this industry with tailored payment guidance.
Wholesale & Distribution
Large-ticket repairs, split payments, and shop management integration.
Manufacturing
High-value transactions, financing integration, and multi-department operations.
Professional Services (B2B)
Membership billing, quick transactions, and outdoor payment environments.
Not Sure Where to Start?
That is exactly what the consultation is for. Monument evaluates your business before recommending any system or solution. If we are not the right fit, we will tell you.
COMMON QUESTIONS
Common B2B & Industrial Payment Questions
Questions about how Monument works, what is the best POS systems for B2B & Industrial and what to expect from the process.
Still have questions?
Monument is happy to walk through your specific situation on a call.
Can Monument help with ACH payment acceptance?
Yes. ACH and eCheck processing are available through several of the gateway platforms Monument works with, which is often preferred for B2B transactions.
Can I send invoices with payment links?
Yes. Monument deploys gateway tools that support invoicing with embedded payment links for faster collection.
How does Monument handle large-ticket B2B transactions?
Monument evaluates your transaction patterns and recommends processing structures that minimize fees on large-ticket payments, including interchange optimization and ACH alternatives.
Can the payment system integrate with my accounting software?
Integration depends on the specific accounting platform and payment solution selected. Monument evaluates compatibility during the consultation.
Is recurring billing available for subscription or retainer models?
Yes. Gateway platforms like Accept Blue support recurring billing, scheduled payments, and customer vault features for ongoing billing relationships.
What about Level 2 and Level 3 processing for B2B?
Monument can help configure Level 2 and Level 3 processing where applicable, which can reduce interchange fees on qualifying B2B transactions.
Can Monument help with cash flow management?
Monument can recommend tools that accelerate payment collection and connect qualifying businesses with funding partners for working capital needs.
Does Monument support multi-location B2B operations?
Yes. Monument works with B2B businesses that have multiple locations or divisions and need centralized payment management.
Ready to Talk About B2B & Industrial Payments?
Monument helps businesses find the right payment technology through honest guidance and expert deployment.
